Payment Term

Anjuny - B2B Commercial Payment Terms & Conditions

Welcome to the Anjuny (anjuny.com) Commercial Payment Portal. As an industrial manufacturer serving international buyers, distributors, and global sourcing networks, we process all financial transactions through institutional corporate banking channels. We do not utilize direct consumer electronic payment processors or credit card gateways on this site.

1. Official B2B Payment Instruments
To support high-volume commercial trades and ensure full legal transparency, Anjuny exclusively accepts the following secure global payment instruments:
* T/T (Telegraphic Transfer / International Bank Wire): Direct corporate-to-corporate wire transfers sent to our designated multi-currency corporate bank account.
* L/C (Letter of Credit): Irrevocable Letters of Credit payable at sight, issued by an internationally reputable, top-tier institutional bank. All L/C terms must be reviewed and authorized by our financial compliance office prior to production scheduling.
* Alibaba Trade Assurance: For clients preferring structural escrow management during initial trial orders, transactions can be routed via our corporate escrow channels upon mutual alignment.

2. Standard Wholesale Deposit & Capital Allocation Structure
Unless expressly modified in a signed bilateral agreement, our structural payment milestones are designated as follows:
* Advance Deposit: A mandatory 30% deposit of the total order value is required to validate the Proforma Invoice (PI) and authorize raw material acquisition and manufacturing setup.
* Balance Settlement: The remaining 70% balance must be fully cleared and settled upon presentation of the formal Quality Inspection Report and prior to container sealing and port dispatch (or upon presentation of the Bill of Lading, depending on the specific Incoterms negotiated).

3. Multi-Currency Protocols & Surcharges
* Accepted Currencies: We natively process payments in major global trade currencies, primarily USD (United States Dollar), EUR (Euro), and JPY (Japanese Yen).
* Banking Fees: All intermediary banking charges, routing fees, and international telegraphic transfer expenses must be fully covered by the buyer (the "Remitter Pays All" bank setting). The net amount credited to our account must exactly match the value detailed on the PI.

4. Fraud Prevention & Bank Account Verification Notice
To combat international cybersecurity threats and phishing attempts, please strictly adhere to our verification protocol: Anjuny will never notify you of a change to our corporate bank account details via standard email. If you receive any unexpected correspondence or invoices alleging a structural change in our financial routing details, you must immediately halt the transaction and call your dedicated customer manager via verified voice/video communication to confirm the validity before sending any capital.